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SL LEVY MANAGEMENT INC

Direct Business Lenders

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Terms & Conditions

Effective Date: January 1, 2026

Last Updated: January 1, 2026

Welcome to SL Levy Management Inc ("Company," "we," "us," or "our"). By accessing or using our website (sllevymanagement.com) or engaging with our services, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree, you may not use our website or services.

1. Acceptance of Terms

These Terms and Conditions govern your use of our website and services. By accessing our website, submitting an application, or engaging with us in any capacity, you acknowledge that you have read, understood, and agree to be bound by these terms, as well as our Privacy Policy.

2. Eligibility

Our services are intended for:

  • Business owners and authorized representatives aged 18 or older
  • Entities legally formed and operating in the United States
  • Individuals with legal authority to enter into binding financial agreements

By using our services, you represent and warrant that you meet these eligibility requirements.

3. Services Provided

SL Levy Management Inc is a direct business lender providing various financing solutions, including but not limited to:

  • Real estate financing and commercial property loans
  • Working capital loans and business funding
  • Equipment financing and asset-based lending
  • Revenue-based financing and lines of credit

All financing is subject to credit approval, underwriting, and compliance with applicable laws. We reserve the right to deny any application at our sole discretion.

4. No Guarantee of Approval

Submitting an application or inquiry does not guarantee loan approval or the availability of financing. Final terms, rates, and approval are subject to our underwriting process, creditworthiness evaluation, and business assessment. We may request additional documentation or information at any time.

5. Accuracy of Information

You agree to provide accurate, complete, and truthful information when:

  • Submitting applications or inquiries
  • Providing financial statements, tax returns, and supporting documents
  • Communicating with our team

Providing false, misleading, or incomplete information may result in denial of services, termination of existing agreements, or legal action.

6. Loan Terms and Conditions

All approved financing is governed by a separate loan agreement, promissory note, or financing contract. The specific terms, including:

  • Loan amount and disbursement schedule
  • Interest rate and fees
  • Repayment structure and schedule
  • Collateral requirements (if applicable)
  • Default and acceleration provisions

...will be outlined in the executed loan documents. These Terms and Conditions do not constitute a loan agreement or commitment to lend.

7. SMS & Text Message Terms

Consent and Opt-In

By providing your mobile phone number and expressly opting in via checkbox on our contact form, you consent to receive recurring marketing and promotional SMS/MMS messages from SL Levy Management Inc. These messages may be sent using an automated telephone dialing system (ATDS) and may include offers, updates, and information about our financial products and services.

Message Frequency and Rates

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your carrier's plan.

Opt-Out and Help

To stop receiving messages, reply STOP to any text message. You will receive a confirmation upon opt-out. For assistance, reply HELP or contact us at sam@sllevymanagement.com.

Not a Condition of Purchase

Consent to receive text messages is NOT a condition of purchase or service. You may apply for and receive financing without opting in to SMS communications.

Carrier and Device Requirements

SMS service is available on most major carriers. We are not responsible for delayed or undelivered messages due to carrier issues, network availability, or device compatibility.

8. Fees and Costs

Depending on the financing product, you may incur:

  • Origination fees
  • Processing or underwriting fees
  • Late payment fees
  • Prepayment penalties (if specified in loan agreement)

All fees will be disclosed in writing prior to closing. By accepting a loan offer, you agree to pay all applicable fees and costs.

9. Repayment and Default

You agree to repay all borrowed funds according to the terms outlined in your loan agreement. Failure to make timely payments may result in:

  • Late fees and penalties
  • Acceleration of the loan balance (entire amount due immediately)
  • Negative impact on your credit score
  • Collection efforts, including third-party agencies
  • Legal action to recover the debt

10. Collateral and Security Interests

Certain financing products may require collateral, such as:

  • Real estate (commercial properties)
  • Equipment and business assets
  • Personal guarantees from business owners

By pledging collateral, you grant us a security interest in the assets. In the event of default, we may exercise our rights to seize, liquidate, or foreclose on the collateral to recover amounts owed.

11. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of SL Levy Management Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not:

  • Reproduce, distribute, or modify website content without permission
  • Use our trademarks, logos, or branding without authorization
  • Scrape, harvest, or extract data from our website

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or privacy practices of external sites. Your use of third-party websites is at your own risk.

13. Limitation of Liability

To the fullest extent permitted by law, SL Levy Management Inc, its officers, employees, and agents shall not be liable for:

  • Indirect, incidental, consequential, or punitive damages
  • Loss of profits, revenue, or business opportunities
  • Damages arising from website errors, downtime, or technical issues
  • Unauthorized access to or alteration of your data

Our total liability in any claim shall not exceed the amount you paid us in fees during the twelve (12) months preceding the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless SL Levy Management Inc from any claims, losses, damages, or expenses (including legal fees) arising from:

  • Your breach of these Terms and Conditions
  • Your violation of any laws or regulations
  • Your use of our services
  • Any misrepresentation or fraud in your application

15. Dispute Resolution and Arbitration

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). You waive your right to participate in class actions or class arbitrations. Arbitration shall take place in Brooklyn, New York, and shall be governed by New York law.

16. Governing Law

These Terms and Conditions are governed by the laws of the State of New York, without regard to conflict of law principles. Any legal action not subject to arbitration must be filed in the state or federal courts located in Kings County (Brooklyn), New York.

17. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with a revised "Last Updated" date. Continued use of our website or services after changes are posted constitutes acceptance of the updated terms.

18. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

19. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any executed loan agreements, constitute the entire agreement between you and SL Levy Management Inc regarding your use of our website and services.

20. Contact Us

If you have questions or concerns regarding these Terms and Conditions, please contact us:

SL Levy Management Inc
152 Gravesend Neck Rd, 2nd Floor
Brooklyn, NY 11223
Email: sam@sllevymanagement.com

SL Levy Management Inc

152 Gravesend Neck Rd, 2nd Fl
Brooklyn, NY 11223

Email: sam@sllevymanagement.com

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  • Working Capital Loans
  • Equipment Financing
  • Revenue-Based Financing

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